The Future of Banking in Rural NC - Resources | Reinvestment Partners in Durham, NC

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Speaker Presentations

Access available presentation materials here

Websites

Reports

Perspectives from Main Street: Bank Branch Access in Rural Communities

November 2019
OCC Weekly Report on Branch Closures and Openings

November 17-23, 2019
The Last Bank in Town: Branch Closures in Rural Communities

October 2016
Banks Closing Branches in Wealthier and Low-Income Areas Alike

August 2016
Abandoned Communities: The Crisis of UK Bank Branch Closures and Their Impact on Local Economies

July 2016
Banking Deserts, Branch Closings, and Soft Information

March 2016
Do Bank Branches Still Matter? The Effect of Closings on Local Economic Outcomes

October 2015
Brick and Mortar Banking Remains Prevalent in an Increasingly Virtual World

2015
Banking in Rural America: Insights from a Community Development Financial Institution (CDFI)

Fall 2014
Long Term Trends in Rural Depopulation and Their Implications for Community Banks

2014
Restructuring of the Financial Industry: The Disappearance of Locally Owned Traditional Financial Services in Rural America

2014
Where Banks are Few, Payday Lenders Thrive: What Can Be Done About Costly Loans

October 2013
Bank Branch Expansion in Rural America

May 2012
10 Years In: A Review of the Banking Development District Program

May 2010

News Articles

In rural North Carolina, small business can no longer rely on bank branches

S&P Global | July 2019
As bank branch closures pile up, regulators reconsider CRA

S&P Global | July 2019
Bank branch closures take greatest toll on majority-black areas

S&P Global | July 2019
Bank Branch Closings Create ‘Banking Deserts’ in Rural NC

News & Observer | November 11, 2016
Bank Branches are Still Good for at Least One Thing

American Banker | February 17, 2016
3 Instances When You Would Rather Go to a Branch than Bank Online

Bankrate.com | January 2016

Regulatory Documents

Branches and Relocations: Comptroller’s Licensing Manual

Office of the Comptroller of the Currency

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