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Student Loans

Photo of graduate students in black gowns throwing their matching mortarboards in the air. The mortarboards are suspended in the air at the top against a blue sky. Student hands point upward from the bottom of the photo as they throw their hats in the air

Advocacy & Research

For decades, the cost of college has grown much faster than wages. In response, the great majority of American students now borrow in order to earn a post-secondary degree. Today, borrowers leave school with an average debt load of more than $25,000. This pushes back their ability to realize important financial goals, such as saving for retirement or buying a home. We believe that student lending is a significant issue for low-income households.

Adam Rust followed a young woman for 18 months as she attended two for-profit colleges. Read her story here in Salon Magazine, or download it below.

Lending at North Carolina’s Historically Black Colleges and Universities

In 2009, Reinvestment Partners reviewed financing – both in terms of loans to students and for the financing options of the institutions – at Historically Black Colleges and Universities (“HBCUs”).

  • Kate B Reynolds Charitable Trust
  • Mecklenburg County
  • North Carolina Housing Coalition
  • North Carolina Housing Finance Agency
  • Pacific Western Bank
  • Pinnacle Financial Partners
  • The Rockefeller Foundation
  • Truist
  • The University of North Carolina at Chapel Hill
  • Wells Fargo
  • Equal Housing Opportunity
  • Bank of America
  • Blue Cross and Blue Shield of North Carolina Foundation
  • City of Durham Economic & Workforce Development
  • Fifth Third Bank
    Fifth Third Bank
  • First Horizon